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Category - Instant Approval

Instant Approval Credit Cards

As the name implies, this type of credit card has an express approval process when applying online. The approval can usually be made within about 60 seconds. Computer linkage between the banks and credit reporting agencies make this possible. You can expect an increasing number of credit cards to have an express or instant approval process as time goes by and computer connections become even more sophisticated.

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Official Name, Features, Rates and Fees

Apply for Blue Cash Everyday<sup>SM</sup> from American Express

Blue Cash Everyday^SM from American Express

Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0*	Very Good	0 on Purchases	for 12 Mo.	17.24%-22.24% Variable

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
Knowledgeable customer service representatives to assist you with questions or concerns

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0 - $59 the first year, $35 - $	Fair	n/a*	n/a*	14.99%-19.99%*

Apply for Blue Sky from American Express<sup>SM</sup>

Blue Sky from American Express^SM

No annual fee
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program®: big deals on big brands, all the time
Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
Get approved in 60-seconds

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0*	Good	0 on Purchases	for 12 Mo.	17.24%-22.24% Variable

* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "Apply Now" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site .


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